Why Join Secure Choice Lending
Competitive compensation, comprehensive support, and the freedom to thrive
What Model Are You?
See how SCL compares to traditional models
Feature
Retail
SCL
Broker
Transparent Pricing
In-House Operations
In-House Processing
In-House Funding
Support Teams
Compliance
Lender Optionality
Non-Del Correspondent
The Best of Both Worlds
SCL combines the support and infrastructure of retail lending with the freedom, compensation and transparent pricing of a brokerage. You get full back-office support, transparent pricing, AND access to 100+ lenders.
What Model Are You?
See how SCL compares to traditional models
Feature
Retail
SCL
Broker
The Best of Both Worlds
SCL combines the support and infrastructure of retail lending with the freedom and compensation flexibility of brokerage. You get full back-office support, transparent pricing, AND access to 100+ lenders.
Transparent Fee Structure
No hidden costs. Know exactly what you're working with.
Broker + Non-Del Correspondent
Broker + Non-Del Correspondent
Processing Fee
Borrower or LO
$795
Underwriting Fee
Borrower or LO
$1,195
W2 Team Members
Same-day payroll or monthly P&L's contingent upon the model you select.
Comprehensive Support Services
Focus on originating. We'll handle the rest.
Processing Support
Dedicated processing team to handle document review, condition clearance, and file preparation from application to closing.
Document collection & review
AUS submission & analysis
Condition tracking
Clear-to-close coordination
Underwriting Coordination
Direct access to experienced underwriters and seamless coordination with our lender partners for faster approvals.
Pre-underwriting review
Lender selection strategy
Condition interpretation
Escalation support
Compliance & Disclosure
Stay compliant with automated disclosure generation, tracking, and comprehensive compliance oversight.
Automated disclosures
TRID compliance
State-specific requirements
Audit support
Marketing Support
Professional marketing materials, co-branding opportunities, and digital marketing resources to grow your business.
Branded marketing materials
Social media templates
Email campaigns
Co-branding options
Training & Development
Comprehensive onboarding and ongoing training to keep you at the top of your game with industry best practices.
Structured onboarding
Product training
Sales coaching
Continuing education
Technology Platform
State-of-the-art LOS with integrated CRM, automated workflows, and mobile capabilities for working anywhere.
Modern LOS system
Integrated CRM
Mobile app access
Real-time pipeline updates
Why Brokers Are Better
The independent advantage with institutional support - proven by our explosive growth
Why Go with SCL?
Freedom, Flexibility and Fortune
Work when you choose, where you choose. Build your own pipeline and keep more of what you earn. Join 150+ loan officers crushing it.
Freedom, Flexibility and Fortune
Work when you choose, where you choose. Build your own pipeline and keep more of what you earn. Join 150+ loan officers crushing it.
Freedom, Flexibility and Fortune
Work when you choose, where you choose. Build your own pipeline and keep more of what you earn. Join 150+ loan officers crushing it.
Why Go Independent with SCL?
$1.7B+
2025 VOLUME
180+
LOAN OFFICERS
Be your OWN BOSS
Benefit from BETTER PRICING
Access to more LOAN PRODUCTS
Higher COMPENSATION
Streamlined Loan Workflow
From application to closing, we’ve got you covered
➜ Scroll horizontally to see all steps
Application
Loan Originator
- Take borrower application
- Gather initial documents
- Review financial profile
Find Lender
Loan Originator
- Compare lender programs
- Select optimal lender match
Disclosures
Disclosure Team
- Generate initial disclosures
- Send to borrower for review
- Track acknowledgment
Submission
Submission & Appaisal Team
- Complete document review
- Order appraisal & verifications
- Submit complete file to lender
Underwriting
Underwriter
- File underwritten by underwriter
Conditions
Processor
- Review approval conditions
- Coordinate with borrower & LO
- Clear all conditions
Closing
Closing & Funding Team
- Prepare final closing documents
- Schedule settlement
- Coordinate with title company
Funded
Success!
- Loan funds
- Commission processed
- Celebrate the win!
Access to 100+ Wholesale Lenders
Find the perfect fit for every borrower scenario
Why Our Lender Network Matters
With relationships spanning over 100 wholesale lenders, you'll have the flexibility to serve more clients with competitive rates and diverse product offerings.
100+
WHOLESALE LENDERS
15+
LOAN PROGRAMS
24-48
HRS TYPICAL TURNAROUND
Loan Programs Available
Conventional
FHA
VA
USDA
Jumbo
Non-QM
Investment Property
Refinance
Your Support System
Comprehensive resources designed for your success. As a Loan Originator, you're at the center - supported by a full ecosystem
Scenario Desk
Pre-qualify scenarios and get expert guidance before submission
Community of Support
Access to experienced LOs and shared best practices
Consistent Feedback
Pipeline reviews, strategy sessions, and goal setting
Weekly Sales Meeting
Pipeline reviews, strategy sessions, and goal setting
Weekly Operations Meeting
Process updates, system training, and operational excellence
Peer-To-Peer Sessions
Learn from top producers and share winning strategies
Self-Served Platform
24/7 access to all tools, resources, and support documentation
Ready to Take Control of Your Career?
Join a team that values your independence, supports your growth, and rewards your success.
Empowering mortgage professionals to achieve their highest potential through industry-leading support, technology, and compensation.
Contact
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© 2025 Secure Choice Lending. All rights reserved. NMLS ID : 1689518 | DRE# 02050654